Financial institutions group
Your models are the product. Starch builds the workflows that update them from the latest GAAP, statutory and regulatory capital filings, so the week goes to clients instead of reconciliation.
And the sources and analysis behind each one.
Banks, insurers, asset managers, payments and specialty finance are balance sheet businesses, each with its own accounting, regulator and operating metrics. GAAP equity, statutory surplus and regulatory capital are not interchangeable, and reporting changes break the mappings a model depends on.
| What you use today | What it does well | Where it falls short |
|---|---|---|
| Horizontal AI platforms for finance | Firm-wide search and Q&A across your documents | One product sold to hundreds of firms. It can quote the 10-K; it does not carry statutory capital through to an earnback, and every group competing with you runs the same thing. |
| General AI assistants | A fast first pass on research, and a suggested structure for a deck | Cannot produce a finished model or document in your firm’s formats, and hold no memory of the precedents your group works from. |
| Generalist banking AI | Broad coverage across investment banking | Built for banking in general, so banks, insurers, asset managers and specialty finance get treated as one category. Feature-heavy enough that most of it goes unused. |
| Filing and market data providers | Statements, filings and market data in one place | A data layer, not a workflow layer. Someone still reconciles the statements and updates the model by hand. |
| Junior bankers | Model maintenance and materials production | Capacity-bound, and every restatement or reporting change means rebuilding the mappings again. |
Nothing on the market produces specialised FIG work in your own formats.
Starch is built for this coverage group, on your own precedent.
We work with more than one firm and we would rather say so. What we will not do is hand another team your build. The software is built against your marks, your model conventions and your standard for finished work, and those are not things a competitor can license.
It also does not stand still. Every mandate leaves precedent behind and the next model starts from it. A platform hundreds of firms share is as good on day one as it will ever be for you. Yours keeps pulling away.
The curve has a start date. A team that begins now is building something the team that waits will spend years catching up to.
Thirty minutes, on the work your group actually produces.